Tom Ashworth
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Recent Posts

Are You Ready to Buy a Home?

by on May 29th, 2015 Leave a Comment

Shoes, clothes, and the latest electronic gadget may be acceptable impulse purchases, but buying a home requires careful planning and informed decision-making. Whether you’re a first-time homeowner or a repeat buyer, purchasing a new home is a personal and financial undertaking that requires the support of an experienced team of professionals: a realtor, lender, and […]

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30-Year Fixed Mortgage Rate Approached the Year’s Lowest Level

by on May 24th, 2015 Leave a Comment

The time for homebuyers to lock in their rates may be now. According to Freddie Mac (the Federal Home Loan Mortgage Corporation), mortgage rates have approached the lowest level of 2014. Freddie Mac conducted the Primary Mortgage Market Survey, which indicates that the average rate for a 30-year fixed mortgage reached 4.12%. Last week’s rate […]

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Renting vs. Buying

by on July 29th, 2014 Leave a Comment

Those looking for a Hill Country home often wonder if they should rent or buy. There are quite a few variables to consider when making a decision between buying and renting. If you think you may be moving within the next few years, renting is probably the better option. Renting allows for more flexibility and […]

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Delivering Clear Title

by on July 22nd, 2014 Leave a Comment

Delivering a clear title can be an issue when dealing with divorced or divorcing sellers of a Hill Country home. It is important for your real estate agent to be absolutely sure that all owners of the home have signed the Seller’s Property Disclosure. If another legal owner of the home is found on the […]

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What is a Seller’s Market?

by on July 8th, 2014 Leave a Comment

The Burnet Texas real estate market is called a seller’s market when the seller has the best market condition. The seller has the market condition when the demand for homes is high and the supply of homes available is low. When this happens and the economic conditions remain stable the seller is able to put […]

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Burnet Texas Homes: Why Real Estate Deals Fail – Part 2

by on June 19th, 2014 Leave a Comment

Incompetent or Inexperienced Texas Hill Country Real Estate Agent I believe it takes an agent about 30 closed transactions before they understand how Texas Hill Country Real Estate works. If you hire an enthusiastic young agent, the benefits might be they think positive and are very eager to please. But since they are going through […]

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Burnet Texas Homes: Why Real Estate Deals Fail – Part 1

by on June 8th, 2014 Leave a Comment

Most buyers and sellers of Burnet Texas homes are usually surprised when their real estate deal falls through, but the reasons this happens is often predictable for an experienced agent. Here are a few of the most common causes: Financing Problems If you are selling your home, you should never take your home off the […]

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IRA Can Be used For Down Payment

by on June 7th, 2014 Leave a Comment

It seems that everyone knows that if they take out funds form an IRA before they reach 59 and ½ years of age, they will have to pay a ten percent tax penalty to the IRS. Good news is that if you are a “First Time Home Buyer” (Someone that has not owned a home […]

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Is There Any Such Thing as the IDEAL INVESTMENT?

by on June 4th, 2013 Leave a Comment

In today’s market rental property could be the IDEAL investment.  Rental property , especially in Horseshoe Bay, offers a high rate of return when compared to the ups and downs of the stock market.

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Dripping Dollars in Horseshoe Bay Real Estate

by on May 28th, 2013 Leave a Comment

Horseshoe Bay and most of the Texas Hill Country has been in a drought the last few years. If you can save money on your water bill then you can spend it improving your Horseshoe Bay Real Estate. Conserving water maybe thought of as a “Green” thing, but it can save you lots of money […]

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Whose Commission Is It?

by on May 15th, 2013 Leave a Comment

One of the most common reasons buyers want to deal directly with the seller is because they feel they can save the commission. It’s a valid consideration but interestingly, it’s the same reason the seller isn’t employing an agent. Both parties cannot save the commission. The buyer feels they have earned it because they’ve had […]

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Avoiding Unexpected Expenses

by on May 8th, 2013 Leave a Comment

It’s common for sellers to consider offering and buyers might find it an incentive, but a growing number of homeowners are purchasing the home warranties themselves to limit the unexpected expenses of repairs and replacements. A home protection plan is a renewable service contract that covers the repair or replacement of many of the components […]

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Get Out of the Rent Race

by on May 1st, 2013 Leave a Comment

What’s It Going to Take? How much evidence is needed to make a decision to get out of the rent race and become a homeowner? Compare your rent with a mortgage payment on a similar size property. If you want a larger home than your current one, use the rent that property would require instead […]

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How to Choose Your Realtor©

by on April 8th, 2013 Leave a Comment

When you are choosing a Realtor© you should be selective.  You need to pick someone you can work with.  You will be a team when it comes to selling your home, so you need to be able to work with the Realtor© as a team.  Choosing a Realtor© is as important as choosing a doctor, […]

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Think like a Home Buyer

by on April 1st, 2013 Leave a Comment

How to Think like a Home Buyer I read a great book a few years ago; it was called “Stop Acting like a Seller and Start Thinking like a Buyer”.   The book was about retail sales and had nothing to do with real estate, or so I thought.   If you want to sell your home, […]

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How to Pick a Home

by on March 25th, 2013 Leave a Comment

What, where and why are the main considerations when you are picking your first home.   I suggest that you decide where 1st. Where When you are deciding where you want to live it can be tricky.  You want to live in a place that suits your lifestyle. Do you have a commute to work?  If […]

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Escrow and Closing Cost Basics

by on March 19th, 2013 Leave a Comment

When you want to buy our sale your home, you may be surprised about how many fees there are and how complex the process is.   The closing process is designed to make sure that everything in the purchase and sale agreement is performed legally per the contract.    The process will also assure that everything is […]

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Standard Deductions or Home Mortgage Interest Deduction

by on March 12th, 2013 Leave a Comment

The age old question: “Should I itemize or take the standard deduction on my income taxes.  Taking a look at these requires you to do your taxes both ways, but it can save you thousands of dollars.   People that earn over $75,000 a year usually itemize their deductions, but with lower interest rates on home […]

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Horseshoe Bay Texas Market is HOT

by on March 5th, 2013 Leave a Comment

Time to get in the Game Great news for home sellers is that home sales look like they are heading up.  A lot of Realtors© I know are very busy. If you are selling your home, it is time to get in the game.   The market is set for quicker sales and lower inventories of […]

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Horseshoe Bay, Marble Falls, and Burnet Texas – 1st Time Home Buyer

by on February 25th, 2013 Leave a Comment

If you have decided living in an apartment, having roommates or renting a house is no longer working for you, and then you are ready to become a first time home buyer.   The feeling you get when you own your first home is very rewarding.  Just think, you can do the landscaping, paint or other […]

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